The tax credits, food, health cover and bill help your household may be owed. Your real take-home pay, as an employee or a freelancer. The tax your city and county actually take, by ZIP. The true monthly cost of a car or a home — all from official figures, all on your phone.
Eighteen federal and state programmes — the earned income credit, child tax credit, SNAP, WIC, Medicaid and CHIP, marketplace subsidies, Lifeline, heating help, Medicare savings — screened against your household in a minute, with the rule and the office to call.
Over 5,000 cities, counties and school districts. Live in one place and work in another? It knows what each takes.
Federal, FICA and all fifty states' income tax, for any pay frequency, straight from the brackets.
A car from payment to pump. A home with tax, insurance and PMI. What a purchase really costs after tax.
Your household's groceries, energy, rent or mortgage and bills, estimated from official data and yours to correct.
1099 tax with the quarterly cheque. What unemployment would pay in your state. What Social Security would pay at 62 or 70. Your student-loan payment on every plan.
Minimum wage in your city, when your last cheque is due, how long a landlord has to return a deposit, what your state taxes in retirement, and this year's Medicare, 401(k) and IRA limits.
IRS, HHS, USDA, Labor, Social Security, Census, BLS and each state's own tables — named and dated inside the app, refreshed when they change.
Reckato has no account, no analytics, no advertising, and no crash reporting. Everything you enter stays on your device. The only network request is the exchange-rate lookup in the currency tool, made only when you use it. That is not a setting to switch on — it is how the app is built.