Reckato

Terms of Use

The figures are estimates, not advice

Reckato is a calculator. Every figure it shows is an estimate for information only, and none of it is tax, legal, financial or professional advice. Rates, tables and prices are assembled from published official sources and dated in the app, but they can be out of date, superseded, or wrong for your particular situation. Confirm any number with the relevant authority, your employer's payroll department, or a qualified professional before you act on it. Where the app and an official source disagree, the official source governs.

Benefit, credit and programme estimates

The benefits finder and the tools for tax credits, unemployment benefits, Social Security, student-loan repayment and veterans' compensation are screening estimates. They apply published rules to the figures you type, and they leave out facts the rules also use — savings, immigration status, work history, the exact wording of a state's rule, and anything you did not enter. A result of "likely" is not a determination of eligibility, and an amount shown is not a promise of payment. Only the agency that runs a programme — the IRS, a state's human services or unemployment office, the Social Security Administration, your loan servicer, the Department of Veterans Affairs — decides, on your full application. Rules change during the year; the app names the publication and date each figure came from.

No warranty

The app is provided "as is", without warranty of any kind. To the fullest extent the law allows, Reckato is not liable for any loss arising from reliance on its figures or from the use of the app.

Acceptable use

You may use Reckato for your own personal, lawful purposes. You may not resell it, or attempt to break, disrupt or reverse the security of the app or any service it relies on.

Subscription — Reckato Pro

Reckato Pro is an auto-renewable subscription, offered yearly or monthly. It unlocks every tool and every theme, and includes the refreshes of the tax, benefit and programme tables as each is republished, and the monthly refresh of the cost-of-living prices.

It starts with a 3-day free trial. Unless you cancel at least 24 hours before the trial ends, it converts to the plan you chose at the price shown, charged to your store account. Any unused part of a free trial is forfeited if you buy before it ends. One free trial per store account.

Payment is charged to your App Store or Google Play account on confirmation. It renews automatically at the same price each period unless cancelled at least 24 hours before the current period ends, and your account is charged for renewal within 24 hours of the period ending.

You can manage or cancel it at any time from Settings in the app, or in your store account. Cancelling stops the next renewal; the current period runs to its end.

Changes

These terms may change; the current version ships with the app and is posted here with the date above.