Reckato in India
111 tools work in India: 76 built for the tax, pay and benefit rules of India, plus the 35 calculator, converter, date, health and money-basics tools that work everywhere. Every India tool is free.
Money 95 · Converters 2 · Health 2 · Dates & time 4 · Everyday 6
Built for India
What’s specific to India
I just lost my job
PF, ESIC, notice pay
We’re having a baby
Leave, cash schemes, savings
I’m moving to another city
HRA, rent TDS, addresses
I’m going freelance
44ADA, advance tax, GST
A serious illness or injury
Cover, claims, deductions
I’m separating or divorcing
Maintenance, assets, loans
I’ve lost my spouse
The money steps, gently
Salary & tax
New regime or old
Is a raise worth it?
What an increment really adds after tax
HRA exemption
Rent allowance tax break
GST calculator
Add or remove GST
Capital gains tax
Shares, property, gold
EPF & pension
Provident fund split
Gratuity payout
What you get on leaving
Home loan & tax
EMI and the tax break
SIP calculator
Monthly mutual-fund growth
Lump-sum growth
One-time investment
PPF calculator
Tax-free 15-year savings
Fixed deposit
FD maturity & interest
Recurring deposit
RD maturity & interest
NPS pension
Retirement corpus & pension
Sukanya Samriddhi
Girl-child savings, tax-free
EMI calculator
Loan instalment & interest
Loan prepayment
Interest and months saved
Education loan & 80E
EMI and the student tax break
Old vs new regime
Which tax regime wins
Tax-saving deductions
80C, 80D, NPS and more
Freelancer advance tax
What to pay, and when
Scheme finder
Government help you may be owed
Goal planner
Monthly to reach a target
Withdrawal plan
How long a corpus lasts
Under ₹12 lakh but still taxed?
The 87A rebate and capital gains
TDS on rent above ₹50,000
Tenant’s duty under 194-IB
Changed jobs this year?
Two Form 16s, one tax bill
Which ITR form?
The right return for tax year 2026-27
TCS on money sent abroad
Education, travel, investing under LRS
If I die while employed
EDLI, EPS pension, PMJJBY and the cover gap
Senior citizen benefits
Tax breaks and schemes at 60, 70, 75, 80
Lost my job: PF and ESIC
What you can withdraw and claim
TDS when buying property
Buyer’s duty under 194-IA and 195
Small business tax & GST
Presumptive tax under 44AD and when to register
Gift & cash rules
What is taxable, what is illegal
Crypto & F&O tax
30% on VDAs; business income on derivatives
Leave encashment tax
How much of the payout is exempt
ESOP, RSU & foreign shares
Perquisite tax, sale tax, Schedule FA
Am I an NRI this year?
Residential status and what it changes
Solar subsidy & PMAY help
PM Surya Ghar and the home-loan subsidy
Maternity money planner
Leave pay, PMMVY, ESIC maternity
Student loans & internships
PM Vidyalaxmi, subsidies, PM Internship
Small-business & artisan loans
Mudra, Vishwakarma, PMEGP, SVANidhi, KCC
Loan rules that save money
Prepayment charges, gold loans, deposit cover
Post-office schemes
SCSS, MIS, NSC, KVP, TD, RD compared
Late tax interest & refund interest
234A, 234B, 234C, 244A and ITR-U
Worker pension & gig cover
PM-SYM, e-Shram, gig social security
TDS on bank interest
Will the bank cut tax, and how to stop it
Perks: what is taxable
Company car, meals, gifts, kids’ allowances under the 2026 rules
UPS or NPS?
The government-employee pension choice
NPS Vatsalya for a child
A pension account that starts at birth
On-road price & loan
Car or bike after GST 2.0
Term insurance cover
How much life cover your family needs
Health cover you need
Family floater size, and the 80D break
Best 80C investment
ELSS, PPF, NPS, NSC or tax-saver FD?
Gold: which way to buy
Digital, ETF, coins or jewellery
CTC to in-hand
What lands in your account each month
Rent or buy a home?
The real cost of each over the years
Home loan eligibility
How much a bank will lend you
Retirement corpus
How much you need, and if you are on track
All the deductions you can claim
Beyond 80C: 80D, 80G, 80GG, 80U and more
Credit card interest & EMI
The minimum-due trap and EMI conversion
Mutual fund tax
Equity, debt or hybrid — what you owe on a sale
Relief on salary arrears (89(1))
Cut the tax on a lump sum for past years
Cost of living
What a city costs a month
Compare two cities
Cost of living, side by side
State population
People in a state, and its growth
Who lives here
Religion, SC/ST and sex where you live
Where to keep your money
What cash earns: savings, FDs, bonds
By situation
Life situations covered in India
I'm studying2 tools
Loans, and whether a degree pays.
New job or a raise28 tools
Your pay, an offer, and the tax on it.
I work for myself3 tools
Working for yourself, and its tax.
I lost my job6 tools
What you're owed, and a plan.
Getting married1 tool
Two lives, one set of money.
I'm moving2 tools
New home. New costs. New questions.
A home7 tools
The biggest number you'll run.
Starting a family6 tools
The real costs of a growing family.
Planning retirement26 tools
Make future-you's money last.
Health & its costs4 tools
The money side of getting better.
Everyday & quick tools29 tools
Quick sums, conversions and dates.
Sources
Figures for India come from Income Tax Department, Reserve Bank of India, EPFO, MoSPI, PFRDA, IRDAI, GST portal, myScheme — each named, dated and linked inside the app under Settings → Sources. Reckato is independent and not affiliated with any government; every figure is an estimate for information only.
Get Reckato in India
Free to download. Choose India once and the money tools follow. No account, nothing uploaded.
Rolling out now — launching on the App Store and Google Play.