Reckato in the United States
119 tools work in the United States: 84 built for the tax, pay and benefit rules of the United States, plus the 35 calculator, converter, date, health and money-basics tools that work everywhere. 74 of the United States tools need Reckato Pro.
Money 102 · Converters 2 · Health 2 · Dates & time 4 · Everyday 7
Built for the United States
What’s specific to the United States
Cost of livingPRO
Prices where you live
Taxes where you livePRO
Every tax, by ZIP
Local taxPRO
City & county tax
Rules where you are
State rules
Benefits finderPRO
Money you may be owed
Compare offersPRO
Which pays more
Raise or cliff?PRO
Will a raise cost you benefits?
I just lost my jobPRO
What to do this week
We’re having a baby
Money, cover, and credits
I’m moving to another statePRO
Tax, pay and paperwork
I’m going freelancePRO
Taxes, quarters and cover
A serious illness or injuryPRO
Bills, cover and income
I’m separating or divorcing
Rebuilding on one income
I’ve lost my spousePRO
The money steps, gently
Payslip checkPRO
Right tax withheld
Refund forecastPRO
Refund or bill, and the W-4 fix
On track to retire?PRO
Your nest egg, and the gap
Salary & take-homePRO
After every tax
The pay gap in your fieldPRO
Men’s and women’s medians
Wage garnishment limitPRO
Most a creditor can take
Medical bill help
Bills, denials, rights
What a raise really keeps
The part you keep
Mortgage (full cost)PRO
With tax & PMI
Is my rent fair?
vs. your ZIP
Rent or buy?PRO
The honest breakeven
Can I afford to live here?PRO
Home you can afford, plus what a month really costs
Financial runwayPRO
Months until savings run out
Overtime calculatorPRO
Extra pay, after tax
College savings (529)PRO
How much to save, starting now
Dependent tax creditsPRO
Child tax credit & child-care credit
How your area is changingPRO
Population, age and who’s moving in, 2000 → today
Unemployment where you livePRO
Your county’s rate vs the state and the US
How your income comparesPRO
Where you sit among households where you live
Home prices since you boughtPRO
What your home is likely worth now, and your equity
Will my money last?PRO
How long your savings last — and the odds
Childcare costPRO
What care costs where you live — and whether working pays
Homes being built where you livePRO
New homes permitted, and whether supply keeps up
Who's moving to your countyPRO
Net migration, where they come from, and the income they bring
Which states are people moving toPRO
The states gaining and losing the most households — and where yours ranks
Who lives herePRO
The race, ethnicity and sex mix of your county or state
Schools where you livePRO
Public & private schools, spending, class size
Where to keep your moneyPRO
What cash earns: savings, CDs, Treasuries
What should groceries cost?PRO
USDA’s own monthly food budget for your household — four spending levels
FSA: use it or lose itPRO
How much to put in your health FSA, what it saves you, and what you’d forfeit.
I Bond: what it earnsPRO
What a Series I savings bond earns at today’s rate, and what cashing early costs.
When can I drop PMI?PRO
The month your mortgage insurance can end — and how extra payments move it up.
Minimum-wage paycheckPRO
What minimum wage adds up to where you live — hourly, weekly, monthly, a year.
Your paycheck, line by linePRO
What payroll will withhold from this paycheck, from your W-4 down
Gross-up: pay needed to take home $XPRO
Work a paycheck backwards — the gross that leaves exactly what you want after tax
401(k) with employer matchPRO
What your workplace plan grows to — your money, their match, and the 2026 limits
Roth or traditional?PRO
Pre-tax now or tax-free later — the same paycheck, both ways
Pre-tax benefits: what a Section 125 plan savesPRO
Payroll tax saved when premiums come out before tax — for the employer and each employee
R&D tax credit estimatePRO
The federal research credit, both methods, and the payroll-tax offset for start-ups
Paid by check? What cashing it costsPRO
Fees for cashing paychecks and buying money orders, over a year — and what direct deposit would keep.
Small-business 401(k) tax creditPRO
What SECURE 2.0 pays you back for starting a plan
ACA employer penalty estimatePRO
Whether the employer mandate applies, and what it would cost
Income where you livePRO
Income per person, and how it's grown
Pay and employers where you livePRO
Average pay, jobs and the biggest sectors in your county
Home prices where you arePRO
By state, and your gain
Car (true cost)PRO
Payment to pump
Is this college worth it?
Pay vs. debt
What should I earn?PRO
Pay by job
What’s my pay worth elsewhere?PRO
Pay, place to place
Freelance & 1099 taxPRO
Keep, owe, and pay quarterly
Unemployment benefit
If you lost your job
Social SecurityPRO
What retirement would pay
Student loan paymentPRO
Standard, RAP or IBR
VA disability payPRO
Monthly rate by rating
Do I qualify for housing help?PRO
Section 8 income limits
Sales tax & VAT
Price with tax
My first paycheckPRO
A first job, explained
When to sign up for MedicarePRO
Your 65 window, and the penalty for missing it
Required minimum withdrawalPRO
What the IRS makes you take out at 73+
Job-protected leave (FMLA)PRO
Can you take protected time off, and how much
Tax on your Social SecurityPRO
How much of your benefits is taxable
Tax when you sell your homePRO
How much of the profit is tax-free
Are mortgage points worth it?PRO
When paying for a lower rate pays off
Cost of an early 401(k)/IRA withdrawalPRO
What you really keep after tax and penalty
Should you itemize?PRO
The higher SALT cap may change the answer
How much can you still save?PRO
Room left in your 401(k), IRA or HSA
Tax on your bonusPRO
Why it’s withheld so much — and what comes back
Estimated tax (avoid the penalty)PRO
How much to pay so you’re in the safe harbor
How much can you gift tax-free?PRO
The annual exclusion, and what “over” really means
Inflation
A dollar, then and now
By situation
Life situations covered in the United States
I'm studying2 tools
Loans, and whether a degree pays.
New job or a raise25 tools
Your pay, an offer, and the tax on it.
I work for myself8 tools
Working for yourself, and its tax.
I lost my job7 tools
What you're owed, and a plan.
Getting married8 tools
Two lives, one set of money.
I'm moving12 tools
New home. New costs. New questions.
A home14 tools
The biggest number you'll run.
Starting a family7 tools
The real costs of a growing family.
Planning retirement20 tools
Make future-you's money last.
Health & its costs5 tools
The money side of getting better.
Everyday & quick tools31 tools
Quick sums, conversions and dates.
Sources
Figures for the United States come from IRS, Social Security Administration, Department of Labor, HHS, USDA, Census Bureau, Bureau of Labor Statistics, CFPB, Treasury, HUD, FHFA, BEA — each named, dated and linked inside the app under Settings → Sources. Reckato is independent and not affiliated with any government; every figure is an estimate for information only.
Get Reckato in the United States
Free to download. Choose the United States once and the money tools follow. No account, nothing uploaded.
Rolling out now — launching on the App Store and Google Play.